Excess Reduction Cover

What is Excess Reduction Cover?

Because not every accident, collision, or damage is your fault, we always recommend you consider protecting yourself against having to pay the full excess Accident Damage Excess (ADE) in the event you’re hire vehicle suffers damage. We already provide you with inclusive cover, reducing the maximum amount payable in the event of an accident; as part of your hire cost.

However, if there is damage, theft of the vehicle, third-party loss, collision, or single-vehicle accident or theft, you may be liable to pay the Accident Damage Excess (ADE) of $7,700 stated in your agreement. This Accident liability can be reduced to just $1,000 if you pre-purchase our Accident Damage Excess Reduction Cover (ERC), at $35 per day or $100 per day for Interstate Hires, at the time of booking. 

This product cannot be purchased once the hire has commenced so for this small additional fee, you can have added protection and peace of mind.

In the event you need to pay your Accident Damage Excess, due to an accident to the vehicle, the ADE is payable within 7 days. Failure to meet any of the terms and conditions associated with optional ADERC cover; will make this cover invalid, so please ensure you understand the terms and conditions associated with our ADERC cover.

General conditions and exclusions apply, so please read the terms and conditions of your rental agreement for full product disclosure and any exclusions that apply to the ADE product, ADERC product, and the conditions of hire.